Category - Samuel BINDU

Bindura University of Science Education, Zimbabwe

Lazarus MUCHABAIWA Lloyd CHIGUSIWA Samuel BINDU Victoria MUDAVANHU David DAMIYANO Bongani Edwin MUSHANYURI

Feasibility and Sustainability of Community Based Health Insurance in Rural Areas Case Study of Musana, Zimbabwe

The Zimbabwe Demographic Health Survey (ZDHS 2010-11) showed that only 6 percent of the population is covered by health insurance in Zimbabwe. This study investigated the feasibility, acceptability and sustainability of Community Based Health Insurance (CBHI) as an alternative to pooling risk and financing social protection in Zimbabwe. Willingness to Pay (WTP) for health insurance and socioeconomic data were collected through interviews with 121 household heads selected using a 2-stage sampling procedure on 14 villages in Musana and Domboshava rural areas, a population which is largely unemployed and reliant on subsistence agriculture. A CBHI scheme was established and followed up for 3 years documenting data on visits made, financial contributions from recruited households and their actual health expenditures. Findings indicate that CBHI is generally accepted as a means of health insurance in rural communities. The median willingness to pay for health insurance was $5.43 against...

Read More
Aims & Scope

Expert Journal of Finance welcomes original academic articles to be published in open access.

Read more about Expert Journal of Finance→

Guide for Authors

This 'Guide for Authors' provides useful information about the publication process at Expert Journal of Finance.

Read 'Guide for Authors' →

Current Issue

Volume 5 of Expert Journal of Finance is now available online

View Current Issue →

Forthcoming Papers

View upcoming finance academic articles accepted for publication.

View Articles →

Send Your Article Now
Bitnami